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Buying a home is expected to be easier in 2015, thanks to some new mortgage guidelines that are making the rounds. Lower down payment requirements from Fannie Mae and Freddie Mac and mortgage insurance premium cuts on FHA loans should open the door for more first-time buyers but there are some borrowers who may still face obstacles in getting a home loan.
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loanDepot cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.
Sourcing a home loan with these features will mean that you can lower your mortgage repayments and interest. of what the property will be worth once the upgrades are complete. Generally, you should.